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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 105,350 | 5,350 | 5.35 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 5,350 | Short Term | Not Applicable | 1,605 | 3,745 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 8.68 | 9.68 | 8.42 | 6.96 | 7.01 | 7.03 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.28 | 7.85 | 8.21 | 7.85 | 6.48 | 7.98 | 8.36 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 7.83 | 8.08 | 7.41 | 5.71 | 6.61 | 6.66 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.74 | 7.68 | 8.79 | 8.16 | 5.6 | 6.8 | 6.57 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 0.0 | 7.55 | 8.58 | 7.81 | 6.89 | 6.26 | 7.62 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 0.0 | 7.55 | 8.58 | 7.81 | 6.88 | 6.26 | 7.38 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 7.49 | 8.3 | 7.81 | 5.62 | 7.3 | 7.89 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 7.19 | 7.38 | 6.87 | 4.69 | - | 5.92 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 1.02 | 6.87 | 8.68 | 8.0 | 6.15 | - | 6.89 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 6.72 | 7.98 | 7.12 | 4.78 | - | 5.3 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.55 | 6.56 | 7.96 | 7.11 | 8.33 | 6.61 | 7.72 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.78 | 6.43 | 8.04 | 7.12 | 5.05 | 6.75 | 5.87 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.41 | 6.08 | 7.8 | 7.5 | 5.55 | 7.34 | 6.09 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 6.07 | 7.88 | 6.96 | 5.11 | 6.81 | 7.35 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 6.05 | 8.45 | 7.52 | 5.62 | 7.61 | 7.95 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 5.56 | 7.31 | 6.98 | 5.01 | 6.27 | 7.49 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.47 | 5.35 | 7.46 | 6.93 | 6.01 | 6.11 | 8.01 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 4.98 | 6.82 | 6.37 | - | - | 5.47 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 4.91 | 7.23 | 6.75 | 4.38 | 5.8 | 6.37 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.21 | 4.81 | 7.92 | 7.63 | 5.33 | 6.92 | 6.81 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 4.73 | 6.31 | 5.8 | 4.75 | - | 5.73 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 4.05 | 6.54 | 6.03 | 4.21 | 5.97 | 6.77 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 3.61 | 7.7 | 6.89 | 4.62 | 6.82 | 7.49 |