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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 106,418 | 6,418 | 6.42 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 6,418 | Short Term | Not Applicable | 1,925 | 4,493 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 9.26 | 9.03 | 8.08 | 6.94 | 7.13 | 7.01 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.75 | 9.17 | 8.61 | 8.26 | 5.77 | 7.05 | 6.61 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 8.48 | 8.21 | 8.1 | 6.62 | 8.2 | 8.4 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 8.47 | 8.26 | 7.75 | 6.97 | 6.45 | 7.65 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 8.47 | 8.26 | 7.75 | 6.96 | 6.45 | 7.41 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 8.4 | 8.04 | 7.35 | 5.75 | 6.71 | 6.68 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 8.24 | 8.01 | 7.79 | 5.72 | 7.49 | 7.93 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.53 | 7.76 | 7.74 | 7.27 | 8.31 | 6.88 | 7.79 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 7.67 | 7.17 | 6.64 | 4.61 | - | 5.95 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 7.64 | 8.27 | 8.09 | 6.34 | - | 6.97 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.78 | 7.41 | 7.89 | 7.12 | 5.21 | 7.0 | 5.9 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 7.16 | 7.53 | 6.91 | 4.83 | - | 5.3 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.42 | 7.02 | 7.69 | 7.96 | 5.68 | 7.58 | 6.11 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 6.96 | 7.64 | 6.96 | 5.24 | 7.0 | 7.4 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 6.93 | 7.95 | 7.37 | 5.78 | 7.8 | 7.97 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 6.77 | 7.33 | 6.68 | - | - | 5.81 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.2 | 6.51 | 7.7 | 7.6 | 5.5 | 7.16 | 6.87 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 6.42 | 7.38 | 7.1 | 6.15 | 6.34 | 8.05 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 6.41 | 7.18 | 7.29 | 5.14 | 6.5 | 7.54 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 6.25 | 7.11 | 6.75 | 4.58 | 6.05 | 6.44 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 5.79 | 6.27 | 5.91 | 4.89 | - | 5.84 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 5.29 | 6.36 | 6.15 | 4.4 | 6.26 | 6.85 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 4.6 | 7.15 | 6.63 | 4.77 | 7.06 | 7.54 |