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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106398.02 | 6398.020000000004 | 6.4 |
| HDFC Dynamic Term Fund - Regular Plan - Growth Option | 100000 | 102,180 | 2,180 | 2.18 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6398.020000000004 | Not Applicable | Not Applicable | 1919.4 | 4478.610000000001 |
| HDFC Dynamic Term Fund - Regular Plan - Growth Option | 2,180 | Short Term | Not Applicable | 654 | 1,526 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| BANDHAN Dynamic Term Fund Reg B Gr | 01-12-2008 | 1.65 | 5.74 | 4.46 | 7.05 | 5.25 | 6.37 | 7.4 |
| Axis Dynamic Term Fund Reg Gr | 01-04-2011 | 0.65 | 4.59 | 5.99 | 7.09 | 5.81 | 6.7 | 7.69 |
| SBI Dynamic Term Fund Reg Gr | 10-02-2004 | 1.37 | 4.15 | 5.0 | 6.64 | 5.96 | 6.62 | 6.01 |
| ABSL Dynamic Term Fund Reg Gr | 27-09-2004 | 1.22 | 3.9 | 5.68 | 7.05 | 6.52 | 5.39 | 7.47 |
| 360 ONE Dynamic Term Fund Reg Gr | 24-06-2013 | 0.59 | 3.8 | 6.16 | 7.6 | 6.4 | 6.63 | 6.78 |
| Nippon India Dynamic Term Fund Gr Plan Gr | 05-11-2004 | 0.74 | 3.56 | 5.57 | 6.83 | 5.73 | 5.95 | 6.43 |
| Kotak Dynamic Term Fund Reg Gr | 26-05-2008 | 1.3478 | 3.45 | 4.97 | 6.95 | 5.6 | 6.76 | 7.75 |
| UTI Dynamic Term Fund Reg Gr | 23-06-2010 | 1.28 | 3.13 | 4.76 | 6.35 | 6.73 | 5.84 | 7.44 |
| ICICI Pru Dynamic Term Fund Reg Gr | 01-05-2009 | 1.32 | 3.02 | 5.5 | 6.54 | 6.06 | 6.98 | 8.07 |
| Mahindra Manulife Dynamic Term Fund Reg Gr | 01-08-2018 | 1.58 | 2.37 | 4.47 | 6.13 | 4.68 | - | 4.96 |
| JM Dynamic Term Fund Reg Gr | 25-06-2003 | 0.93 | 2.36 | 4.87 | 6.13 | 5.48 | 5.99 | 6.47 |
| Mirae Asset Dynamic Term Fund Reg Gr | 05-03-2017 | 1.0 | 2.25 | 4.64 | 5.6 | 4.6 | - | 5.53 |
| HDFC Dynamic Term Fund Reg Gr | 28-04-1997 | 1.4 | 2.18 | 3.87 | 5.85 | 4.82 | 5.12 | 7.83 |
| HSBC Dynamic Term Fund Reg Gr | 01-01-2013 | 0.83 | 1.67 | 4.1 | 6.02 | 5.04 | 5.73 | 5.69 |
| Quantum Dynamic Term Fund Reg Plan Gr | 05-04-2017 | 1.01 | 1.34 | 4.11 | 6.29 | 5.67 | - | 6.35 |
| Groww Dynamic Term Fund Reg Plan Gr | 30-11-2018 | 1.36 | 1.2 | 3.25 | 4.85 | 4.23 | - | 5.26 |
| ITI Dynamic Term Fund Reg Gr | 14-07-2021 | 1.23 | 0.77 | 2.73 | 4.78 | 4.55 | - | 4.58 |
| PGIM India Dynamic Term Fund Gr | 12-01-2012 | 1.68 | 0.72 | 3.43 | 5.57 | 4.66 | 6.01 | 6.92 |
| Baroda BNP Paribas Dynamic Term Fund Reg Gr | 23-09-2004 | 1.72 | 0.29 | 3.06 | 5.11 | 4.81 | 5.26 | 7.19 |
| DSP Dynamic Term Fund Reg Gr | 16-05-2007 | 1.16 | -0.06 | 2.45 | 5.37 | 4.79 | 5.79 | 6.48 |
| Canara Robeco Dynamic Term Fund Reg Gr | 29-05-2009 | 1.71 | -0.09 | 1.95 | 4.38 | 3.9 | 4.85 | 6.39 |
| Union Dynamic Term Fund Gr | 13-02-2012 | 1.54 | -1.32 | 2.05 | 4.61 | 3.76 | 4.76 | 5.89 |