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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 104,030 | 4,030 | 4.03 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 4,030 | Short Term | Not Applicable | 1,209 | 2,821 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 7.9 | 8.57 | 8.08 | 6.8 | 6.95 | 6.94 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.01 | 6.8 | 6.9 | 6.52 | 4.79 | - | 5.87 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 6.77 | 7.45 | 7.13 | 5.61 | 7.34 | 7.78 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.28 | 6.68 | 7.38 | 7.43 | 6.3 | 8.13 | 8.27 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 6.53 | 7.53 | 7.28 | 6.63 | 6.35 | 7.55 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 6.53 | 7.52 | 7.28 | 6.62 | 6.34 | 7.28 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.75 | 6.45 | 7.71 | 7.32 | 5.54 | 6.85 | 6.5 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 6.31 | 7.1 | 6.75 | 5.54 | 6.39 | 6.59 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.56 | 5.84 | 6.99 | 6.73 | 8.31 | 6.65 | 7.62 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 1.02 | 5.73 | 7.13 | 7.11 | 5.91 | - | 6.68 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.6 | 5.61 | 6.75 | 6.41 | 4.57 | - | 5.09 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 5.5 | 7.02 | 6.98 | 5.39 | 7.5 | 7.85 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.37 | 5.46 | 6.81 | 6.77 | 5.48 | 7.36 | 6.02 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.61 | 5.14 | 6.74 | 6.6 | 4.84 | 6.71 | 5.79 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.65 | 4.63 | 6.57 | 6.37 | 4.87 | 6.86 | 7.18 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.41 | 4.16 | 6.17 | 6.33 | 5.7 | 6.19 | 7.94 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 3.77 | 6.28 | 6.26 | 4.52 | 6.85 | 7.4 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 3.77 | 4.99 | 5.1 | 4.44 | - | 5.49 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.2 | 3.72 | 6.07 | 5.94 | - | - | 5.24 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 3.63 | 5.8 | 6.08 | 4.72 | 6.21 | 7.37 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.21 | 3.61 | 6.45 | 6.94 | 5.03 | 6.81 | 6.69 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.57 | 3.06 | 5.5 | 5.76 | 4.09 | 5.76 | 6.19 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.76 | 3.03 | 5.03 | 5.16 | 3.97 | 6.05 | 6.64 |