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Fixed Deposit vs Debt Funds
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Fixed Deposit vs Debt Funds
| Pre-Tax Return | Investment Amount | Redeemed / Maturity Amount | Total Interest / Profit Amount | Annual Interest / Return (%) |
|---|---|---|---|---|
| Fixed Deposit | 100000 | 106975.37 | 6975.369999999995 | 6.98 |
| HDFC Dynamic Debt Fund - Growth Option | 100000 | 108,173 | 8,173 | 8.17 |
| Post Tax Return | Pre-tax Interest / Profit Amount | Capital Gains Tax | Indexed Amount | Income / Capital Gains Tax | Post Tax Interest / Profit Amount |
|---|---|---|---|---|---|
| Fixed Deposit | 6975.369999999995 | Not Applicable | Not Applicable | 2092.61 | 4882.759999999995 |
| HDFC Dynamic Debt Fund - Growth Option | 8,173 | Short Term | Not Applicable | 2,452 | 5,721 |
Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.
Top Performing Debt Mutual Funds
| Scheme Name |
Launch Date | Expense Ratio (%) | 1-Year Ret (%) | 2-Yrs Ret (%) | 3-Yrs Ret (%) | 5-Yrs Ret (%) | 10-Yrs Ret (%) | Since Launch Ret (%) |
|---|---|---|---|---|---|---|---|---|
| 360 ONE Dynamic Bond Reg Gr | 24-06-2013 | 0.52 | 10.56 | 9.12 | 8.4 | 7.04 | 7.24 | 7.07 |
| Nippon India Dynamic Bond Gr Gr | 05-11-2004 | 0.75 | 10.0 | 8.56 | 8.46 | 5.83 | 7.14 | 6.63 |
| ABSL Dynamic Bond Gr Reg | 27-09-2004 | 1.23 | 9.61 | 8.44 | 8.1 | 7.03 | 6.57 | 7.69 |
| ABSL Dynamic Bond-Discipline Advtg Gr | 30-03-2009 | 1.23 | 9.61 | 8.43 | 8.1 | 7.02 | 6.56 | 7.46 |
| JM Dynamic Debt Reg Gr | 25-06-2003 | 0.98 | 9.54 | 8.12 | 7.55 | 5.75 | 6.78 | 6.71 |
| ICICI Pru All Seasons Bond Gr | 01-05-2009 | 1.29 | 9.48 | 8.42 | 8.38 | 6.68 | 8.32 | 8.45 |
| Axis Dynamic Bond Reg Gr | 01-04-2011 | 0.63 | 9.42 | 8.18 | 8.09 | 5.75 | 7.62 | 7.99 |
| UTI Dynamic Bond Reg Gr | 23-06-2010 | 1.53 | 9.08 | 8.06 | 7.48 | 8.39 | 7.02 | 7.85 |
| Quantum Dynamic Bond Reg Gr | 05-04-2017 | 0.96 | 8.96 | 8.65 | 8.39 | 6.42 | - | 7.08 |
| HSBC Dynamic Bond Fund Reg Gr | 01-01-2013 | 0.78 | 8.82 | 8.19 | 7.49 | 5.23 | 7.13 | 5.95 |
| Kotak Dynamic Bond Reg Gr | 26-05-2008 | 1.33 | 8.7 | 8.4 | 7.91 | 5.92 | 7.96 | 8.06 |
| PGIM India Dynamic Bond Gr | 12-01-2012 | 1.64 | 8.36 | 7.93 | 7.24 | 5.3 | 7.13 | 7.47 |
| Mahindra Manulife Dynamic Bond Fund Reg Gr | 01-08-2018 | 1.57 | 8.33 | 7.68 | 7.27 | 4.93 | - | 5.41 |
| HDFC Dynamic Debt Gr | 28-04-1997 | 1.52 | 8.23 | 7.91 | 7.58 | 6.33 | 6.53 | 8.1 |
| Union Dynamic Bond Gr | 13-02-2012 | 1.55 | 8.19 | 7.59 | 7.26 | 4.74 | 6.23 | 6.56 |
| SBI Dynamic Bond Reg Gr | 10-02-2004 | 1.42 | 8.12 | 7.78 | 8.06 | 5.65 | 7.69 | 6.14 |
| Baroda BNP Paribas Dynamic Bond Fund Gr | 23-09-2004 | 1.7 | 8.11 | 7.58 | 7.82 | 5.25 | 6.66 | 7.6 |
| Mirae Asset Dynamic Bond Reg Gr | 05-03-2017 | 1.02 | 8.01 | 7.12 | 6.71 | 4.53 | - | 5.96 |
| DSP Strategic Bond Reg Gr | 16-05-2007 | 1.2 | 7.91 | 8.22 | 7.95 | 5.58 | 7.33 | 6.94 |
| ITI Dynamic Bond Fund Reg Gr | 14-07-2021 | 1.19 | 7.9 | 7.61 | 6.93 | - | - | 5.98 |
| Groww Dynamic Bond Reg Gr | 30-11-2018 | 1.25 | 7.3 | 6.5 | 6.31 | 5.08 | - | 6.01 |
| Canara Robeco Dynamic Bond Reg Gr | 29-05-2009 | 1.75 | 6.86 | 6.81 | 6.69 | 4.51 | 6.42 | 6.93 |
| Bandhan Dynamic Bond Reg Gr | 01-12-2008 | 1.57 | 6.64 | 7.8 | 7.4 | 4.97 | 7.3 | 7.66 |